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Most mortgage and finance companies tend to avoid mobile home loans, as they assume that the lifespan of a mobile home is...someone has got a mobile home loan on credit with out my consent or that i even knew about what do i do a?If the loan is in your name, file a police report for ID theft.Then send a copy of the police report to the credit bureaus and dispute...get a loan for $20,000 after bankruptcy for a mobile home?Good luck. My own parents with A+ credit couldn't get a loan for $10,000 to get my trailer. They did have luck getting a personal...were can I get a mobile home loan?Trust me on this. Go to FannieMae.com. Funny name but they are the ones to help. Good luck!!what are the possible penalties for defaulting on a mobile home loan?...happens and you think you will have trouble repaying that mobile home loan , you should contact your bank. 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